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If you wish to complete the short form below, one of our specialist No Win No Fee lawyers will call you back immediately to give you FREE advice about your claim

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How Much Is My Claim Worth

Click here to review some of the types of accident claims for which you may be entitled to take action - Types of Accident.

Complete our Free Legal Assessment Form and we will provide you with a speedy assessment of your accident claim and pursue your case on a No Win - No Fee basis.

Every year, around 3 million people suffer a personal injury from an accident that wasn't their fault. Yet amazingly, only a quarter of them ever consider claiming compensation. Many people don't even realise that they can make a claim, or else they think it's too complicated, time consuming and costly. But that's where they're wrong!.

Cooks Legal offer a genuine "No Win No Fee" service, which means that we will pursue your claim for free. We do not charge you for our work on lost cases and we recover our legal costs from the losing party (or their insurer) when we win the case.

However, unlike Claims Management Companies, we will not deduct any money from your compensation even if we win the case. We will only charge costs that we are able to recover from the other party at the end of the case.

In addition, unlike Claims Management Companies, we are Specialist Personal Injury Solicitors approved by the Law Society. Also, we will not charge you for an expensive insurance policy which cannot be recovered in full from the losing party, so you really do keep 100% of any compensation that we recover for you.

We can offer you -

  • Free Initial Interview - No win No fee
  • Home & Hospital Visits
  • Fast efficient and sympathetic advice
  • Free initial interview - no win no fee

The time between making a claim to settlement varies depending upon the complexity of the case. In some instances, where responsibility for the accident is admitted by a third party and injuries are not complex, settlement may be achieved within 6-9 months. In other more complex cases, a settlement may take much longer. Most claims are settled within 12-18 months.

In all but the rarest of cases, settlements are once-and-for-all matters so you will wish to be sure that you have fully recovered from your injuries or that you know what is the long-term prognosis for your recovery, and that there is no risk of a deterioration in your condition which has not been built in to the level of your damages. We can assist you in the interpretation of your medical reports.

In summary, it is a balance of not rushing into a settlement too quickly for fear of losing out on compensation for future symptoms, against not allowing the defendants to delay your payment unreasonably.

The amount of compensation you will receive if the claim succeeds is made up of two parts.

"General Damages" - this is the term given to the pain and suffering element. The value of this part of your claim depends on the type of injury you have suffered, how long you were suffering from your injury, and whether your injury is going to have a long term effect on your life. A figure is set for this part based on previous amounts set by judges in similar cases to yours, for example -

  • Whiplash - £2,500
  • Broken Wrist - £3,000
  • Sprained Ankle - £2,000

"Special Damages" - this is the term given to your out of pocket expenses incurred as a result of the accident. This may include loss of earnings, loss of vehicle excess, hire of a replacement car, cost of public transport, prescriptions, etc.

This amount is added to the value of your general damages to make up the overall damages award.

We will first need to investigate your claim by obtaining evidence from yourself and other witnesses as appropriate. This may take a few weeks and we may need to either visit you to obtain a statement or discuss the matter fully over the telephone so that we have all of the details relating to the accident and the injuries and losses sustained.

We will then need to write a letter of claim to the other party's Insurers in accordance with the "Pre-Action Protocol". This is the set of Rules laid down by the Courts, which govern the way in which claims proceed before a legal action is begun. The Insurers then have 3 months to investigate the claim, after which time they must confirm whether or not liability for the accident is contested.

If liability is disputed, we need to consider taking the matter further through Court Proceedings, which have their own comprehensive guidelines as to how a claim is brought. The decision as to whether a legal action is begun will depend upon whether your claim has reasonable prospects of succeeding if it were to go before the Court, and we will advise you fully about this throughout your claim.

If liability is not in dispute, then we will be in a position to begin negotiations to settle your claim (subject to the injuries having recovered or stabilized - see above). Before we can settle the claim, however, we need to have obtained a full medical report setting out the complete picture with regard to the extent of the injuries and the long-term prognosis.

It is important to make sure that the doctor who examines you in order to prepare a medical report is made aware of the full extent of your symptoms so that the proper value of the claim can be determined, particularly since under the Court Rules introduced in April 1999 his/her evidence is binding on both parties if they have agreed the use of that particular doctor.

Obviously, the matters dealt with above may answer only a few of the questions that you might have about the conduct of your claim. If you have any other questions, please do not hesitate to contact Tim Cook for further information.

Simply complete the Free Legal Assessment Form and we will let you know if your claim is likely to succeed and how we can ensure that you are NOT one of the millions of people who miss out on their just entitlements to compensation.

Ask for our Free Legal Assessment

If you've been injured in the last three years through no fault of your own, start your no win no fee claim today.
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